At Dr. Ashutosh Kaul’s office, we know that understanding how to pay for your care is just as important as the care itself. Whether you’re using insurance or paying out-of-pocket, we’re here to help make the process simple and transparent.
How to Pay
- Online Payment: Coming Soon – A secure online payment portal will be available here.
- Credit/Debit Card: Call us at or pay in person at the front desk.
- Cash or Check: Accepted at the time of your visit.
- Payment Plans: We offer flexible payment options—ask our team how we can help.
Insurance & Coverage
Dr. Kaul participates with many major insurance plans. We’ll help you understand your coverage and any referrals or authorizations that may be needed.
Not sure if you're in-network? Call our office at —we’re happy to check for you.
Self-Pay or Out-of-Network?
We regularly care for patients without in-network coverage. If you are paying directly or coming from out-of-network, we’ll give you a clear written estimate, walk you through your costs, and work with you to create a plan that fits your needs.
You’re not alone—many of our patients travel from outside the area for robotic hernia repair, second opinions, or advanced weight loss surgery. We’re here to help make that possible.
Frequently Asked Questions
Q: What if my insurance doesn’t cover the surgery?
A: No problem. We welcome patients without coverage and can offer fair, transparent cash pricing. We also provide easy payment plans to help spread out the cost over time. Just call us—we’ll walk you through your options.
Q: Do you offer financing or payment plans?
A: Yes. We offer flexible payment options for patients who qualify. Depending on your procedure, we can provide monthly payment plans to help manage costs. Ask about this during your consultation.
Q: What’s included in my surgical fee?
A: Your surgical fee typically includes Dr. Kaul’s professional services and follow-up care. Facility fees, anesthesia, labs, and imaging may be billed separately. We’ll give you a breakdown before your procedure so there are no surprises.
Q: Can I still see Dr. Kaul if I don’t have insurance?
A: Absolutely. We believe everyone deserves excellent surgical care. We offer straightforward self-pay pricing and are happy to discuss your options. Many of our patients choose to see Dr. Kaul even if he's not in their insurance network.
Need Help?
Our billing team is here to support you. Call and ask to speak with us—we’re happy to explain your bill, estimate your costs, or answer any insurance questions.
