At Dr. Ashutosh Kaul’s office, we work with a wide range of insurance plans to make high-quality surgical care accessible to patients from all backgrounds. If you have any questions about your coverage, our team is here to help you understand your options.
Working with Health Insurance
Before scheduling elective surgery, we recommend reviewing your Certificate of Coverage (COC), which outlines what your insurance plan covers. Coverage can vary, and some plans may require a referral from your Primary Care Provider. If you’re unsure, we’re happy to check your eligibility.
Out-of-Network & Self-Pay Options
If we are out-of-network for your plan, we can still help. We accept out-of-network benefits when available, and we offer straightforward self-pay pricing for patients without coverage.
About Self-Pay
If you don’t have insurance or prefer not to use it, we offer a clear and fair self-pay option. Our team will review costs with you up front, so there are no surprises. You’ll receive high-quality surgical care at transparent, competitive rates. Many patients choose this option for convenience or when traveling from out of state.
